We were going to go on our cruise but due to the Covid 19 no longer were able to do so but as soon as this thing blows over we will def be booking one for next year :) Mica was very personable as well as very helpful. For our family we had to make payments every week until the payoff date and so she helped us figure out the best payment option to have it paid off by the pay off date as well as not breaking the bank for us. She does a Great job :) We will def be going through her for our future travel plans ;)